The only form you fill today
$100 – $5,000 · free · about 2 minutes · no obligation
256-bit SSL/TLS · Free to send · No obligation
Only one request. Only your decision.
Not ten applications, not five phone calls — one. Ask for $100 to $5,000 once, and a network of lenders and lending partners answers with what they can genuinely offer. The last word is always yours.
Some weeks need one answer
Skip the application marathon. One request covers the whole network.
The whole story, in three chapters
Everything between “I need it” and “it’s handled.”
Name the number
$100 to $5,000. The amount that closes the gap — nothing performative.
Make the one ask
Your single encrypted request reaches lenders and lending partners across the network simultaneously.
Choose, or don’t
Any offer arrives with rate and terms spelled out. Take it, compare it, or decline it — no cost either way.
Only the honest version
Four sentences most sites hide in the footer. We’d rather you read them.
It’s free — actually free
OnlysLoans never charges you a fee to send, review, or refuse a request. Ever.
We are not a lender
We’re a referral service. Lenders make every credit decision and set every rate, fee, and term themselves.
Asking is score-safe
We don’t pull credit. Only a lender you choose to proceed with may run a review — disclosed before it happens.
Speed is real, never promised
Many lenders fund as fast as the next business day after approval. The lender sets the timing — we won’t pretend otherwise.
The questions people actually ask
No. OnlysLoans is a free advertising and referral service. Your one request is shown to third-party lenders and lending partners, and each decides independently whether to make an offer. We make no credit decisions and charge you nothing.
No — sending a request through OnlysLoans doesn’t affect your credit score. We don’t pull credit; a lender may run its own review only if you continue with their specific offer.
If a lender approves your request and you accept, many deposit as fast as the next business day. Actual timing belongs to the lender and your bank — it is never guaranteed.
$100 to $5,000. Availability differs by lender and state, so one specific, honest number works better than a hopeful round one.
Then you decline it — and it costs you nothing. Reading an offer never obligates you. No offer is guaranteed either; if the network can’t help this time, you’re free to ask again later.
One switch for your data, too
Unsubscribe from emails or tell us not to sell or share your personal information — each takes under a minute.
One request. Two minutes. Your call.
$100 – $5,000 · free to send · no obligation, ever
Make the one ask